Get support when you need it
You may not be able to predict the future, but you can ensure that you and your family remain financially stable should you become permanently impaired or disabled and find yourself unable to earn an income.
With Sanla Corp Disability Cover, a range of insurance solutions that pays out a lump sum which you can use for daily and monthly expenses, therapies, and any changes you may need to make to your home to help you adjust to your new circumstances. And because we’re committed to paying on our promise, we follow a consistent, fair and objective assessment approach that saw us paying out R444.9 million in disability-, loss of income-, and impairment cover claims in 2022.
Taking out disability cover today protects your ability to earn an income tomorrow, ensuring that no matter what the future holds, you and your family will be able to enjoy the same standard of living. And given that this type of insurance looks after you as well as your loved ones, it makes financial sense whether you already have a family to support or you’re just looking after yourself right now. Ready to take the next step?
Now is the time to protect your future
- Premiums from R150 per month
- Personalised cover of up to R35 million
What’s the difference between Disability Cover and Life Cover
Underwriting may sound complicated, but it is essentially the process your insurance provider uses to determine your risk status. This in turn affects your cover amount and monthly premiums, and establishes whether any special terms and conditions apply to your policy. To help our underwriters calculate your status, you’ll be asked to supply information relating to your health, medical history, occupation and financial situation as well as details about where plan to travel and any potentially dangerous activities you participate in. You may also be required to complete a medical test. Our underwriting process is designed to ensure that you pay a fair premium for the full term of your cover and that your beneficiaries are able to claim confidently when the time comes. As carrying more risk for our clients forms part of our underwriting philosophy, your policy will remain unaffected should you change your occupation or smoking habits or take up risky activities after it has been issued.
It is important that you regularly pay your premium to keep your cover intact. Should you be unable to pay your premium, it may have an impact on you being covered. It is very important to contact us immediately should you skip premiums, to discuss options of how to keep your valuable cover in place, and stay protected.
Your cover can be automatically adjusted every year for inflation. Doing so ensures that should you need to submit a claim against your policy several years from now, your cover will still carry the same relative value as it does the day you took it out.
