Financial support during serious illness
The last thing you should be worrying about if you’re diagnosed with a dread disease like cancer or suffer a severe illness event like a heart attack is surviving financially. Sanla Corp Severe Illness Cover makes sure that you’re able to cover the unexpected costs of a serious illness – including treatment expenses not covered by medical aid and gap cover as well as necessary adjustments to your lifestyle – even if you’re able to continue working through your illness. And because we’re committed to paying on our promise, we follow a consistent, fair and objective assessment approach that saw us paying out R650.3 million for severe illness and injury cover in 2024.
Taking out severe illness cover today ensures that if you’re diagnosed with a serious condition in the future, you and your family will be in a position to survive it financially. And given that this type of insurance looks after you as well as your loved ones, it makes financial sense whether you already have a family to support or you’re just looking after yourself right now. Ready to take the next step?
Now is the time to protect your future
- Premiums from R150 per month
- Personalised cover of up to R6 million
What’s the difference between Severe Illness Cover and Life Cover
Underwriting may sound complicated, but it is essentially the process your insurance provider uses to determine your risk status. This in turn affects your cover amount and monthly premiums, and establishes whether any special terms and conditions apply to your policy. To help our underwriters calculate your status, you’ll be asked to supply information relating to your health, medical history, occupation and financial situation as well as details about where plan to travel and any potentially dangerous activities you participate in. You may also be required to complete a medical test. Our underwriting process is designed to ensure that you pay a fair premium for the full term of your cover and that your beneficiaries are able to claim confidently when the time comes. As carrying more risk for our clients forms part of our underwriting philosophy, your policy will remain unaffected should you change your occupation or smoking habits or take up risky activities after it has been issued.
It is important that you regularly pay your premium to keep your cover intact. Should you be unable to pay your premium, it may have an impact on you being covered. It is very important to contact us immediately should you skip premiums, to discuss options of how to keep your valuable cover in place, and stay protected.
Your cover can be automatically adjusted every year for inflation. Doing so ensures that should you need to submit a claim against your policy several years from now, your cover will still carry the same relative value as it does the day you took it out.
